Last Date For Roth Ira Contribution 2025 Married. Those limits reflect an increase of $500 over the 2025. 12 rows if you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2025 and $161,000 for tax year 2025 to contribute.

Use nerdwallet’s free roth ira calculator to estimate your balance at retirement and calculate how much you are eligible to contribute to a roth ira. 12 rows if you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2025 and $161,000 for tax year 2025 to contribute.